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Zadenix

Financial planning isn't about spreadsheets—it's about the life you want to build

Most people approach money backwards. They chase budgets, track expenses, and wonder why nothing changes. Real financial planning starts with clarity about what matters to you, then builds the systems to make it happen. We teach you how money actually works, not just what textbooks say it should do.

Students engaged in interactive financial planning workshop

Learning happens in conversation, not isolation

You're joining a community of people wrestling with the same questions you are. Some have been at this for years. Others started last month. Everyone brings different experiences with money, work, and life goals.

Weekly group sessions

Every Tuesday at 7pm, twelve to fifteen students discuss real financial decisions they're facing. No lectures. No generic advice. Just practical problem-solving with people who get it.

Study partner matching

We pair you with someone at a similar stage who has complementary strengths. Maybe they're great with numbers while you understand investing. You'll meet biweekly to review progress and challenge assumptions.

Open discussion channels

Questions don't wait for scheduled sessions. Our online space lets you post situations as they come up. Usually someone responds within an hour—often with experience handling that exact scenario.

Who actually benefits from this approach?

Professional in financial planning field

Career transitioners rebuilding from scratch

Starting over financially after major life changes

Maybe you switched careers and took a pay cut. Or relocated for family reasons. Your old financial systems don't fit your new reality. You need frameworks that work with irregular income, shifting priorities, and long-term uncertainty.

  • Building emergency reserves that actually cover modern life
  • Making investment decisions with limited capital
  • Balancing current needs against future security
  • Understanding retirement planning when pensions don't exist
Student learning financial planning fundamentals

Early professionals figuring out adult money

First time dealing with real financial decisions

You have income now. Maybe even decent income. But nobody taught you what to do with it beyond "save some" and "don't go into debt." Student loans, rent, retirement accounts, insurance—it all hit at once and none of it makes intuitive sense.

  • Deciding between debt payoff and investing
  • Understanding what insurance you actually need
  • Building credit without falling into traps
  • Creating systems that require minimal maintenance

Support that adapts to how you actually learn

Everyone processes financial information differently. Some need to see the math. Others need real examples. Most need someone to just explain it again in different words until something clicks.

Personal reviews

Monthly one-on-one sessions where an instructor reviews your specific situation, catches mistakes before they compound, and suggests adjustments based on what's actually working.

Scenario walkthroughs

Written examples showing exactly how someone with your income and goals might approach major decisions. Numbers included. Trade-offs explained. No sugar-coating.

Planning tools access

Spreadsheets and calculators we've built over eight years of teaching this stuff. They handle the tedious math so you can focus on decisions that actually matter.

Resource library

Articles, podcasts, and books that don't waste your time. We've read hundreds. These forty-something are the ones that actually changed how we think about money.

Real progress takes different forms

Student reviewing financial planning materials

Tamsin Ouellet

Marketing coordinator who restructured after job loss

I got laid off in March 2024 with three months of savings. Took the course during unemployment because I couldn't afford to make the same mistakes again. The emergency fund lesson alone changed everything—I was saving wrong. By the time I found new work in July, I had systems that actually matched how I get paid and spend. Took nine months to rebuild my buffer, but now it covers six months instead of three.

Built sustainable financial systems during career transition

Professional implementing financial planning strategies

Henrik Kowalski

Software developer finally investing properly

I'd been putting money into a regular savings account for four years because investing seemed complicated and risky. Had about $32,000 just sitting there earning nothing. The investment module broke down exactly what I was losing to inflation and how to actually start. Moved most of it into index funds in September 2024. It's only been eight months, but understanding opportunity cost was the kick I needed. Wish I'd done this in 2021.

Started investing $32,000 in savings effectively

Financial planning learning environment at Zadenix

Ready to understand money in ways that actually stick?

Next program starts in three weeks. Limited to eighteen students so everyone gets proper attention during group sessions.

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